Serving all of Georgia. Licensed in three states.

The office is in Powder Springs

Leonard Butts Insurance Agency is a home-based independent agency at 5046 Rosemeade Ct, Powder Springs, GA 30127, in west Cobb County. There is no branch office or waiting room to visit; business is done by phone, text and email, Monday through Friday, 9:00 AM to 6:00 PM. The physical address is where the agency is licensed and based, not where you need to go to get a quote.

Working this way keeps the agency small on purpose. Leonard Butts, who has more than 30 years of insurance and financial services experience, answers his own phone at 678-903-3936. That number also takes texts, which matters if a claim question or a certificate-of-insurance request comes in outside the middle of a workday.

Cobb, Douglas, Fulton and DeKalb Counties

Most of the agency's day-to-day business sits within a cluster of west and south metro Atlanta communities, spanning four counties:

Coverage across the rest of Georgia

Those eight communities are where the book is concentrated, not the limit of where the agency can write. Georgia licensing means coverage can be written statewide, so a property, a vehicle or a business anywhere else in Georgia is not out of reach because it is not one of the towns listed above. If your address is somewhere else in the state, call and say so; distance from Powder Springs is not a reason an agent is out of range.

That statewide reach covers both sides of the book. On the personal side it means a homeowner or a driver anywhere from north Georgia down to the coast can be quoted the same way as someone in Powder Springs itself. On the commercial side it means a contractor, a church, a retail store or a trucking operation based outside metro Atlanta is still within reach, using the same 21 carrier appointments and the same 40 published lines of coverage that serve the west-metro book.

Georgia is a large state with a lot of variation between its urban, suburban and rural counties, and pricing reflects that. A carrier that is competitive for a house in dense inside-the-perimeter Smyrna is not necessarily the sharpest option for a property on acreage further out, which is exactly why the agency shops each address on its own merits rather than quoting every county the same way.

Why licensing in Georgia, Alabama and South Carolina matters

An insurance license is issued state by state. An agent licensed only in Georgia cannot legally write a policy on a risk based in Alabama or South Carolina, no matter how good the relationship is. Leonard Butts Insurance Agency holds resident producer licensing in all three states, which removes that wall for a handful of situations that come up more often than people expect:

• Moving to or from Alabama or South Carolina. A move across a state line usually means changing agents, because most agencies only hold one state's license. Here it does not, so the same agency can carry the policy through the move instead of handing it off at the border.
• A second home or a rental property out of state. A lake house in Alabama or a rental property in South Carolina needs its own policy, written in that state, under that state's rules. That can be handled here alongside a Georgia primary residence instead of splitting the coverage across two separate agencies.
• A boat or an RV registered out of state. Recreational vehicles are sometimes titled or kept where they are used rather than where the owner lives. Three-state licensing covers that mismatch instead of forcing a workaround.
• Commercial trucking that crosses state lines. A contractor or a trucking operation that regularly runs into Alabama or South Carolina needs commercial auto and cargo coverage that holds up on both sides of the line, not a policy written for Georgia roads alone.

In every one of those cases, the alternative is usually two agents, two relationships and two separate points of contact for one household or one business. Holding all three licenses in one agency avoids that split.