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Guides from Leonard Butts Insurance Agency

Straight answers to the questions we hear most, written for our own customers.

August 31, 2026 · 3 min read

Moving Between Georgia, Alabama and South Carolina: What Happens to Your Policies

Your policy is written for a state, not just for you. Crossing a line changes more than your address.

August 17, 2026 · 3 min read

Insuring a Small Business in Cobb County: Where Owners Are Usually Underinsured

The business runs fine until the one claim your policy wasn't actually written for.

August 3, 2026 · 3 min read

Georgia Homeowners Insurance: What a Standard Policy Does Not Cover

A standard homeowners policy covers a lot. It's the gaps that catch people by surprise.

July 20, 2026 · 3 min read

Independent Agent vs. Captive Agent, Explained Plainly

One agency quoting 21 carriers gives you a different answer than one company quoting itself. Here's the actual difference.

July 6, 2026 · 3 min read

What a Declarations Page Is, and Why Bringing Yours In Makes a Quote Honest

A cheaper quote is often just a thinner one. Here's how to tell the difference before you switch.